For the second class in a row , horticultural indemnity company Gartenbau - Versicherung can look back on a significantly above - mean class of departure . More than 50 million euros were paid out to the member of the policy connexion or are still available - to a lesser extent . This is because the dearth of materials and artificer continues to cause delays in many places . The loss proportion in direct business was 69 percent . One in five extremity companies reported a loss in 2022 .
In fact , more money was bear out for violent storm scathe than the member had paid for this peril . The tempest trio Ylenia , Zeynep , and Antonia alone , which swept across Germany , France , and the Netherlands for several days in February 2022 , make almost 1,000 expiration totaling 11.2 million euros . Another regional focussing was the Italian west sea-coast , which was reach several time in the summer by severe tempest , including tornadoes . Here , too , compensation payment ran into the million - for the largest single case in mid - August 2022 alone , 4.7 million euro were due .
After storms , hail was the 2d most frequent grounds of damage in 2022 . In France in particular , many panes of glass were broken , for example , around the densely populated horticultural center in Orléans . A total of 7 million euro was incur for hail damage in France in June alone , of which almost 5 million euros were near Orléans .
But it was not only natural events that result in gamy payouts . In Germany , most loss in 2022 were do by a technical failure or quarantine pathogens . The Jordan computer virus ToBRFV , for example , shoot several German Lycopersicon esculentum farms , with damage total in the six - figure kitchen range in each font .
In scene of the last two loss years , CEO Christian Senft highlights the successful internationalization of the specialty insurance company : " The last two years have again record how important it is to have a broad regional banquet of our fellow member . Only in this way can we also offer affordable and secure protection against clime variety . " In 2022 , the first members in Poland took out policies , and as a termination , the horticultural indemnity company is now active in 8 countries .
unattackable increase abroad has also enabled Gartenbau - Versicherung to further flesh out its qualified title - handling team outside Germany in 2022 . " A damage in Alsace is handled just as quick and professionally as in neighboring Baden , " emphasizes Senft . " That ’s because our eminent standards of service hold everywhere , and we help every member in an parking brake quickly , competently , and personally . Judging by the feedback we receive , this put to work out excellently again in 2022 . "
At the same prison term , this title is also the guiding principle of a digitisation task that will be launch this twelvemonth , Senft explains further . This is because the insurance damage operation is to be reformed in decree to at least ensure a very high story of member atonement in the future as well , while at the same sentence becoming even more effective internally . " Our first goal is to become even quicker and better for our phallus , also in the case of uttermost event , which are becoming more likely due to climate change . We also require our team at headquarters and in the field to have more clock time to use their human qualities in send word and provide personal support to our members . We are setting an important course for this year , " concludes Senft .
Source : Gartenbauversicherung
